Certificates of Deposit
Save smarter, not harder. See how fast your money can grow with a First Bank CD account. Get in touch with a Financial Services Representative today to open an account.
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CD Benefits
- Personal Service & Support
- Terms from 90 Days to 5 Years
- Online & Mobile Access
Certificates of Deposit
We offer various CD term options, with maturity terms ranging from 90 days to 5 years. Below you can find the most current information on each CD account we offer, as well as current rates for each type of account. Contact your local branch to learn more about our CD options.
- $1,000 minimum to open a CD.
- Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
- A penalty may be imposed for early withdrawal.1
- Please read our Privacy Policy.
- Fees could reduce earnings to the account.
Comfort CDs
Our Comfort CD takes the guesswork out of shopping for interest rates, and unlike a traditional CD, you can make deposits2 as often as you like. Your interest rate won’t go down, but we also promise that if rates go up, we will give you the opportunity for a one-time rate increase, also called a “rate-bump.”
- $1,000 minimum to open a CD.
- Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
- A penalty may be imposed for early withdrawal.1
- Please read our Privacy Policy.
- Fees could reduce earnings to the account.
1Early withdrawal penalties on CDs are as follows:
- 15 month term or less: 30 days’ interest on amount withdrawn
- 18 month term to 24 month term: 90 days’ interest on amount withdrawn
- Term is over 2 years: 180 days’ interest on amount withdrawn
2Minimum deposit: $100. Maximum deposit: $100,000.