Category: Personal

Your credit report is a detailed record of your credit history. It shows how you have used credit over time, including the number of accounts you have open, as well as closed accounts, your payment history including on-time and late payments, when you have applied for new credit, and any accounts that are in collections.

The FDIC helps maintain stability and public confidence in the U.S. financial system. The FDIC does this is by insuring deposits to at least $250,000 per depositor, per ownership category at First Bank and each FDIC-insured bank.

Consumers increasingly rely on digital devices such as computers and smartphones to access financial accounts and other sensitive financial information. While this often makes things easy and convenient, accessing this information online also comes with risks.

In the normal course of business, First Bank and other financial institutions you do business with will request certain personal information - such as your name, Social Security number, address, income, and details about your assets.

Financial exploitation can take many forms such as theft of money or property by a family member, caregiver, or scammer. It is vital to take precautions to prevent exploitation against older Americans.

Investment fraud schemes include confidence scams in which a perpetrator gains the confidence of individuals before eventually enticing them to make a fraudulent investment.

Here is a list of financial resources that can help you with budgeting, retirement planning, financial aid for higher education, debt reduction, and much more.

There are many different types of loans available to consumers and businesses, and First Bank offers personal and business loan options to suit your lending needs.

First Bank offers mortgage loans at competitive rates to help you purchase your first home. In this resource, we cover the FDIC’s tips to successfully navigate the mortgage application process. If you’re ready to apply for a mortgage with First Bank, you can do so here.

Whether you’ve driven through a toll recently or not, you might’ve gotten a text saying you owe money for unpaid tolls. It’s probably a scam. Scammers are pretending to be tolling agencies from coast to coast and sending texts demanding money.